Help with money
Managing your money can feel overwhelming, especially during challenging times. Whether you are worried about debt, budgeting, or understanding your benefits, there’s support available to help you take control.
Local Support
Citizens Advice Redcar & Cleveland – Help with benefits, money problems, and emergency support
Help in a crisis
Discretionary Social Fund - Grants for people facing short-term financial crisis
Grants from charities
Turn2us – Find out if your eligible for charitable grants
Benefits Calculators
Estimate what benefits you may be entitled to
MoneyHelper – Free advice on benefits, budgeting, saving, and debt
DWP – Information on eligibility, appeals, tax credits, and Universal Credit
Citizens Advice
Information on benefits, debt, and managing bills.
Citizens Advice ‘Help to Claim’ service – Support with Universal Credit applications
Support for Specific Needs
RNID – Help for people who are deaf or hard of hearing
RNIB – Help for people who are blind or partially sighted
Disability Rights UK – Help for disabled people
Age UK – Help for older people
Royal British Legion – Help for serving and ex-service Army personnel and their families
Bills
Energy, Gas, Water – Visit the Help with energy bills | Redcar and Cleveland page
Rent
Claim Universal Credit or Housing Benefit
Apply for Discretionary Housing Payment (DHP) if you are still struggling
Council Tax
Apply for Council Tax Support
Check for discounts and exemptions
Mortgage
Get help from your lender or advice from MoneyHelper and Shelter
Broadband and Phone
Look for social tariffs or switch to a cheaper provider
- Social tariffs: Cheaper broadband and phone packages
- Use an Ofcom-accredited price comparison site to find the best deal
TV licence
You may be eligible for a free or reduced TV licence
Help with Debt
Citizens Advice – Local support and advice
Cleveland Housing Advice Centre
StepChange – Free expert debt help
National Debt Line – Free expert debt help
PayPlan – Free expert debt help
Debt Advice Foundation – Free debt advice and support
Turn2Us – Explore debt support options
Government Advice – Advice on court claims, debt, and bankruptcy
Stop Loan Sharks – Report illegal money lending and get support
Credit Unions
Savings Accounts and Affordable Personal Loans
Budgeting Tools and Tips
MoneySavingExpert – Practical tips to stretch your budget and save on everyday costs.