Affordable Housing

Redcar & Cleveland Borough Council aims to ensure that everyone in the borough has access to good quality, affordable homes that meet their needs. As part of our commitment to providing more affordable homes in Redcar and Cleveland, we have made affordable housing one of the Councils priorities for 2013-2018.

The Council works with registered providers and private developers to deliver affordable homes across the borough.

What is Affordable Housing?

There are a number of different types of products which come under the Governments definition of 'affordable housing'. These include:

Social rented housing which is owned by local authorities and registered providers, for which guideline target rents are determined through the national rent regime. It may also be owned by other persons and provided under equivalent rental arrangements to the above, as agreed with the local authority or with the Homes and Communities Agency.

Affordable rented housing which is let by local authorities or registered providers to households who are eligible for social rented housing. Affordable Rent is subject to rent controls that require a rent of no more than 80% of the local market rent.

Intermediate housing which are homes for sale and rent provided at a cost above social rent, but below market levels subject to the criteria in the Affordable Housing definition above. These can include shared equity (shared ownership and equity loans), other low cost homes for sale and intermediate rent, but not affordable rented housing.

Why do we need Affordable Housing?

House prices in the borough remain lower than other parts of the UK. However, many first time buyers and households with low incomes are unable to afford their own property, especially given requirements for relatively high deposits. In addition, pressures on the existing social housing stock have increased as households attempt to access housing they can afford.
The Tees Valley Strategic Housing Market Assessment (SHMA) identified a need for 318 affordable dwellings per annum within Redcar and Cleveland.

Who is it aimed for?

Affordable housing is aimed to help those who cannot afford to buy or rent at full market values. It is targeted at eligible households whose needs are not met by the market.
Eligibility is determined with regard to local incomes and local house prices. Affordable housing will generally include provisions to remain at an affordable price for future eligible households or for the subsidy to be recycled for alternative affordable housing provision.

What Low Cost Home Ownership options are currently available in Redcar & Cleveland?

Help to Buy Scheme
Help to Buy is an umbrella term for a range of government funded schemes designed to help people to get onto the property ladder. There are several options available, including equity loans, rent to buy and shared ownership.

Help to Buy NEYH are the agent for the North East, Yorkshire and Humberside. They can provide advice on the schemes available, check if you are eligible and help you to find a property. For more details about the schemes click here ( for their website, alternatively speak to the team directly on 0113 852 6888.

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